In California, there are both “Judicial Foreclosures” and “Non-judicial Foreclosures”. A judicial Foreclosure offers some advantages to lenders, but it requires them to file a lawsuit in court and obtain court approval before selling your home. In contrast, a Non-Judicial Foreclosure allows a lender to sell the home without ever going to court. The process is completed entirely without the supervision of any Court or any other government agency.
In California, the lender can choose to do either a Judicial or non-Judicial foreclosure. The borrower has no say in what type of foreclosure the lender chooses. Because non-judicial foreclosure allows the lender to sell your property without any government oversight, almost all foreclosures in California are Non-Judicial.
READ MORE ABOUT THE NON-JUDICIAL FORECLOSURE PROCESS IN CALIFORNIA.
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The information on this site is provided for informational purposes only and does not constitute legal advice. The information contained is not intended to be a complete recitation of the law, and is provided only as general information in an area—it may not contain all nuances of the law, and is not guaranteed to be correct or complete. ANAND LAW PC (“ALPC”) expressly disclaims all liability in respect to actions taken or not taken based on the information contained in the FAQ.