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Mortgage & Foreclosure

ANAND LAW PC > Practices  > Real Estate > Mortgage & Foreclosure

STOP FORECLOSURE & SAVE YOUR HOME

 

LITIGATION & BANKRUPTCY ATTORNEYS

LENDER MISCONDUCT

In the past decade, lenders and banks have engaged in an unprecedented level of misconduct. We have witnessed the biggest real estate market crash since the 1800s and much of it was due to a blatant disregard of the law by mortagage lenders, banks and servicers. Were you a victim of the illegal practices of the lending industry?

 

Our attorneys will also evaluate your situation to determine:

 

  • If your lender violated laws when issuing your loan (for example, under the Truth in Lending Act and Real Estate Settlement Procedures Act);
  • If violations occurred after your loan was issued (for example, improper transfers of your loan into a trust and other MERS-related violations); or,
  • If your servicer and/or lender has violated California’s Homeowner’s Bill of Rights or other emergency laws enacted to curb the foreclosure crisis (for example, failure to issue a proper notice of default or failure to evaluate for a modification in good faith);
  • If your lender engaged in fraud.

THE BEST OPTION FOR YOU

If you are facing a foreclosure sale, the attorneys at ANAND LAW can evaluate your situation to determine the best solution for you. Oftentimes, we are successful in preventing foreclosure sales altogether. We have helped homeowners in Los Angeles, Orange, San Bernardino, Riverside, San Diego, San Luis Obispo and Santa Barbara counties.  Where homeowners can’t afford to remain in their property, but the lender has still committed wrongdoings, we are often able to secure monetary settlements.

 

We can also evaluate your situation to determine if a CHAPTER 13 or CHAPTER 11 bankruptcy is in your best interest.

 

ANAND LAW will take a detailed look at your situation in order to determine what can be done.  You may be able to:

 

  • Stop foreclosure sales by obtaining a temporary restraining order (TRO) and/or Injunction;
  • Retain Residence and Rental Properties through Litigation & Negotiation;
  • Stop foreclosure sales and retain Residence and Rental Properties Through Chapter 11 or Chapter 13 Bankruptcy;
  • Re-structure mortgage debt so that outstanding balances are equal to the market value of real properties;
  • Re-structure mortgage debts by lowering interest rates;
  • Remove unsecured & cram down undersecured real property mortgage liens;
  • Remove unsecured & cram down undersecured HOA liens;
  • Remove certain tax liens;
  • Eliminate unsecured debt.

More info: