Stop Foreclosure & Save Your Home – Pasadena Litigation & Bankruptcy Attorneys

TRUST. COMPASSION. STRENGTH.

ANAND LAW litigation & bankruptcy attorneys will evaluate your situation to determine:

If your lender violated laws when issuing your loan (for example, under the Truth in Lending Act and Real Estate Settlement Procedures Act)
If violations occurred after your loan was issued (for example, improper transfers of your loan into a trust and other MERS-related violations)
If your servicer and/or lender has violated California’s Homeowner’s Bill of Rights or other emergency laws enacted to curb the foreclosure crisis (for example, failure to issue a proper notice of default or failure to evaluate for a modification in good faith)
If your lender engaged in fraud

ANAND LAW will take a detailed look at your situation in order to determine what can be done.
You may be able to:

Stop foreclosure sales and save property by obtaining a temporary restraining order (TRO) and/or Injunction
Stop foreclosure sales and save property (Residence and Rental Properties) Through Chapter 11 or Chapter 13 Bankruptcy
Retain Residence and Rental Properties through Litigation & Negotiation
Lower mortgage balance to the market value of property
Re-structure mortgage debts by lowering interest rates
Remove mortgage liens
Remove HOA liens
Remove certain tax liens
Eliminate unsecured debt (e.g. medical bills, credit card)
Modify mortgage terms so that default amount is balloon payment at end of 30 years
Modify mortgage terms to re-amortize with default amount over 30 years

ANAND LAW HAS SUCCESSFULLY:

Saved primary residences from foreclosure
Saved rental properties from foreclosure
Removed mortgage and heloc (home equity line of credit) liens
Reduced balance of mortgage to market value of property
Removed HOA (homeowners’ association) liens
Stopped foreclosure sales by obtaining an injunction (temporary restraining order (TRO))
Stopped foreclosure sales and saved residence and rental properties through Chapter 11 Bankruptcy
Stopped foreclosure sales and saved residence and rental properties through Chapter 13 Bankruptcy
Modified terms of mortgage to place default amount at end of term
Modified terms of mortgage to re-amortize with default amount spread over 30 years